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Public record judgments refer to official legal decisions documented by courts, reflecting outcomes of lawsuits and financial disputes. These records inform the public, including employers and creditors, about an individual's financial history, particularly in cases of debt collection, bankruptcy, or divorce settlements. Accessible through public records databases, they play a crucial role in background checks, helping organizations assess the reliability and creditworthiness of potential employees or partners. Understanding public record judgments is essential for evaluating risks associated with financial transactions and employment decisions.